California Proposition 200, No-Fault Vehicle Insurance Initiative (March 1996)

California Proposition 200
Election date March 26, 1996
Topic Insurance
Status d Defeated
Type State statute	Origin Citizens

California Proposition 200 was on the ballot as an initiated state statute in California on March 26, 1996. It was defeated.

A "yes" vote supported requiring no-fault car insurance, meaning that a person's car insurance would pay for personal injuries resulting from an accident.

A "no" vote opposed requiring no-fault car insurance, thereby maintaining at-fault car insurance in which a faulted person's car insurance would pay for others' injuries resulting from an accident.

Election results

California Proposition 200
Result		Votes	Percentage
Yes		2,002,767	34.79%
No		3,754,414	65.21%

Results are officially certified.

Source

Text of measure

Ballot title

The ballot title for Proposition 200 was as follows:

“

No-Fault Motor Vehicle Insurance. Initiative Statute.

”

Ballot summary

The ballot summary for this measure was:

“

Requires insurer to pay benefits regardless of who is at fault in most motor vehicle accidents. Suit against another driver prohibited unless specified crime or hazard proven. Requires at least $50,000 and up to $1,000,000 vehicle-owner insurance for personal injury protection; optional coverage to $5,000,000. Minimum coverage permitted with waiver of full benefits. Generally covers vehicle occupants, pedestrians, bicyclists. Requires insurance benefits for medical and rehabilitation costs, wage loss, replacement services, and death. Supplemental optional coverage available. Generally requires benefit payment within 30 days or mandates arbitration. Incorporates health care fee limits.

”

Full Text

The full text of this measure is available here.

Fiscal impact statement

The fiscal impact statement was as follows:

“

State and local government savings in health care and other expenditures potentially over $100 million annually. State and local government loss in motor vehicle registration and insurance tax revenues in the tens of millions of dollars annually, potentially exceeding $100 million annually. State costs to implement the measure of about $15 million (one-time), with administrative costs of about $10 million annually thereafter. The measure's fiscal effect would vary by governmental entity. The net fiscal impact on the public sector as a whole is unknown.

”

Path to the ballot

In California, the number of signatures required for an initiated state statute is equal to 5 percent of the votes cast at the preceding gubernatorial election. For initiated statutes filed in 1996, at least 433,269 valid signatures were required.

See also

1996 Measures

• 1996 Measures
• Insurance on the ballot
• 1996 legislative sessions

California

• California ballot measures
• California ballot measure laws

News and analysis

• Ballot measure lawsuits
• Ballot measure readability
• Ballot measure polls

External links

• California Official 1996 Primary Voter Guide