Delaware Insurance Commissioner
| Delaware Insurance Commissioner | |
 | |
| General information | |
| Office Type: | Partisan |
| Office website: | Official Link |
| Compensation: | $124,215 |
| 2025 FY Budget: | $32,333,300 |
| Term limits: | None |
| Structure | |
| Length of term: | 4 years |
| Authority: | Delaware Constitution, Article III, Section 21 |
| Selection Method: | Elected |
| Current Officeholder | |
Delaware Insurance Commissioner
Trinidad Navarro | |
| Elections | |
| Next election: | November 7, 2028 |
| Last election: | November 5, 2024 |
| Other Delaware Executive Offices | |
| Governor•Lieutenant Governor•Secretary of State•Attorney General•Treasurer•Auditor•Secretary of Education•Agriculture Secretary•Insurance Commissioner•Natural Resources Secretary•Labor Secretary•Public Service Commission | |
The Delaware Insurance Commissioner is an elected state executive position in the Delaware state government. Insurance commissioners regulate Delaware's insurance industry, track insurance companies' financial well-being, and investigate insurance fraud complaints.[1]
Current officeholder
The current officeholder is Trinidad Navarro (D). Navarro was elected to a four-year term in November 2016 and assumed office on January 3, 2017.[2]
Authority
The insurance commissioner's election and term of office, are established by Article III of the Delaware Constitution.
Delaware Constitution, Article III, Section 21:
| The terms of the office of the Attorney General, the Insurance Commissioner, the Auditor of Accounts and the State Treasurer shall be four years. These officers shall be chosen by the qualified electors of the State at general elections, and be commissioned by the Governor.... |
Qualifications
There are no special qualifications for the office of insurance commissioner.
Elections
Delaware elects insurance commissioners to four-year terms during gubernatorial election years.
2024
General election candidates
- Trinidad Navarro (Incumbent) (Democratic Party) ✔
- Ralph Taylor (Republican Party)
Democratic primary candidates
- Trinidad Navarro (Incumbent) ✔
- Kayode Abegunde
= candidate completed Ballotpedia's Candidate Connection survey
Republican primary candidates
This primary was canceled and this candidate advanced:
2020
General election candidates
- Trinidad Navarro (Incumbent) (Democratic Party) ✔
- Julia Pillsbury (Republican Party)
Democratic primary candidates
- Trinidad Navarro (Incumbent) ✔
- Kayode Abegunde
= candidate completed Ballotpedia's Candidate Connection survey
Republican primary candidates
This primary was canceled and this candidate advanced:
2016
The general election for insurance commissioner was held on November 8, 2016.
Trinidad Navarro defeated Jeff Cragg in the Delaware insurance commissioner election.
| Delaware Insurance Commissioner, 2016 | ||||
|---|---|---|---|---|
| Party | Candidate | Vote % | Votes | |
| Democratic |  Trinidad Navarro |
59.29% | 246,428 | |
| Republican | Jeff Cragg | 40.71% | 169,228 | |
| Total Votes | 415,656 | |||
| Source: Delaware Secretary of State | ||||
2012
Incumbent Karen Weldin Stewart defeated challengers Benjamin Mobley (R) and David R. Eisenhour (L) in the general election on November 6, 2012. On October 24, 2012, Eisenhour suspended his campaign, announcing instead that he would run for clerk of the peace in Sussex County.[3]
| Delaware Insurance Commissioner General Election, 2012 | ||||
|---|---|---|---|---|
| Party | Candidate | Vote % | Votes | |
| Democratic | Karen Weldin Stewart Incumbent |
61.1% | 233,354 | |
| Republican | Benjamin Mobley | 36.8% | 140,669 | |
| Libertarian | David R. Eisenhour | 2.1% | 7,838 | |
| Total Votes | 381,861 | |||
| Election results via Delaware State Board of Elections | ||||
Term limits
There are no term limits for the office of insurance commissioner.
Vacancies
Details of vacancy appointments are addressed under Article III, Section 9. If a vacancy occurs in the position of insurance commissioner, the governor has the power to fill the vacancy until a successor is elected.
Duties
As of January 14, 2021, the stated duties of the Department of Insurance included:[1]
- Protect insurance consumers
- Regulate companies to ensure ability to pay claims
- Review, approve, and/or disapprove rates submitted by insurance companies
- Prosecute insurance fraud
- License agents and brokers
- Save businesses money on premium costs
- Assist Medicare-eligible seniors
- Advocate for residents through arbitration and legislation
Divisions
As of January 14, 2021, divisions within the Department of Insurance included:[4]
- Bureau of Captive & Financial Insurance Products
- Bureau of Company Examination, Rehabilitation & Guaranty
- Consumer Services & Investigations Divisions
- Fraud Prevention Bureau
- Producer Licensing & Continuing Education Division
- Rates & Forms Divisions
State budget
- See also: Delaware state budget and finances
The budget for the Office of the Insurance Commissioner in the Fiscal Year 2025 was $32,333,300.[5]
Compensation
- See also: Compensation of state executive officers
The salaries of Delaware's elected state executives are determined by state law as mandated by the Delaware Constitution. Article III of the state constitution requires that salary changes not take effect until after the current terms of affected offices.
The Delaware State Legislature created the Delaware Compensation Commission in 1984 to determine state executive salaries. This commission consists of six members including two appointees by the governor, one appointee each by the Speaker of the House and the President Pro Tempore of the Delaware State Senate, the current chair of the Delaware Business Roundtable and the director of the state Office of Management and Budget. Commissioners meet every four years to make salary recommendations, which are implemented unless the Delaware State Legislature rejects the entirety of the report. From 1985 to 2013, the commission's report was only rejected once by legislators, who submitted their own salary increases for executives officials in 1993.[6]
2023
In 2023, the officer's salary was $124,215, according to the Council of State Governments.[7]
2022
In 2022, the officer's salary was $118,300, according to the Council of State Governments.[8]
2021
In 2021, the insurance commissioner received a salary of $112,667, according to the Council of State Governments.[9]
2020
In 2020, the insurance commissioner received a salary of $112,667 according to the Council of State Governments.[10]
2019
In 2019, the insurance commissioner received a salary of $111,667 according to the Council of State Governments.[11]
2018
In 2018, the insurance commissioner received a salary of $109,032 according to the Council of State Governments.[12]
2017
In 2017, the insurance commissioner received a salary of $109,032 according to the Council of State Governments.[13]
2016
In 2016, the insurance commissioner received a salary of $109,032 according to the Council of State Governments.[14]
2015
In 2015, the insurance commissioner received a salary of $109,032 according to the Council of State Governments.[15]
2014
In 2014, the insurance commissioner was paid an estimated $108,532 according to the Council of State Governments.[16]
2013
In 2013, the insurance commissioner was paid an estimated $108,532 according to the Council of State Governments.
2012
In 2012, the insurance commissioner was paid an estimated $107,457 according to the Council of State Governments.
2010
In 2010, the insurance commissioner was paid an estimated $102,715 according to the Council of State Governments.[17]
Historical officeholders
Note: Ballotpedia's state executive officials project researches state official websites for chronological lists of historical officeholders; information for the Delaware Insurance Commissioner has not yet been added because the information was unavailable on the relevant state official websites, or we are currently in the process of formatting the list for this office. If you have any additional information about this office for inclusion on this section and/or page, please email us.
Recent news
The link below is to the most recent stories in a Google news search for the terms Delaware Insurance Commissioner. These results are automatically generated from Google. Ballotpedia does not curate or endorse these articles.
Contact information
Dover Office
1351 West North Street
Dover, DE 19904
(302) 674-7300
Wilmington Office
1007 Orange Street, Suite 1010
Wilmington, DE 19801
(302) 577-5280
See also
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External links
Footnotes
- ↑ 1.0 1.1 Delaware Department of Insurance, "Our Mission," accessed January 14, 2021
- ↑ Delaware Department of Insurance, "Trinidad Navarro - Biography," accessed January 14, 2021
- ↑ The Republic, "Libertarian suspends campaign for Delaware insurance commissioner, endorses GOP candidate" accessed October 24, 2012
- ↑ Delaware Department of Insurance, "Divisions," accessed January 13, 2021
- ↑ Delaware General Assembly, "Senate Bill 325," accessed January 16, 2025
- ↑ Delaware Compensation Commission, "2018 Total Compensation Study," January 14, 2021
- ↑ Council of State Governments, "Book of the States 2023 Table 4.11: Selected State Administrative Officials: Annual Salaries," accessed January 15, 2025
- ↑ Council of State Governments, "Book of the States 2022 Table 4.11: Selected State Administrative Officials: Annual Salaries," provided to Ballotpedia by CSG personnel
- ↑ Issuu, "The Book of the States 2021," accessed September 22, 2022
- ↑ Council of State Governments, "The Book of the States 2020," accessed January 14, 2021
- ↑ Council of State Governments, "The Book of the States 2019," accessed January 14, 2021
- ↑ Council of State Governments, "The Book of the States 2018," accessed January 14, 2021
- ↑ Council of State Governments, "The Book of the States 2017," accessed January 14, 2021
- ↑ Council of State Governments, "Selected State Administrative Officials: Annual Salaries, 2016," accessed August 27, 2016
- ↑ Council of State Governments, "Selected State Administrative Officials: Annual Salaries, 2015," accessed August 27, 2016
- ↑ Council of State Governments, "Selected State Administrative Officials: Annual Salaries," accessed November 14, 2014
- ↑ The Council of State Governments, "The Book of States 2010 Table 4.11," accessed April 23, 2011
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